Savings

How to Manage Your Household Expenses Wisely

How to Manage Your Household Expenses Wisely

One financial expert has compared managing a household to running a business. He said that more people would be successful in financial sense if they managed their home expenses differently. Try to imagine yourself in a role of a business owner. How would you run your business? Most likely that…

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Isa prices down 40pc: here is how to get a greater fee

Isa prices down 40pc: here is how to get a greater fee

Comment: Isa rates carry on to plunge just as savers’ allowances rise, but you can beat the banking institutions at their very own game   Photograph: Alamy Several of Britain’s most significant banking institutions just don’t want savers’ money. And nowhere is this far more evident than in the tumbling…

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Issues in excess of safety of 2.25pc 'savings bond'

Issues in excess of safety of 2.25pc ‘savings bond’

Very best-acquire bonds offered by Castle Trust generate returns from house rates – but is your capital protected?   Savers are being warned that greatest-purchase fixed-phrase bonds that pay out much better rates than their nearest rivals could not be all that they seem to be. The bonds are presented…

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'Super Isa' rush sees £5bn deposited in income Isas in 1 month

‘Super Isa’ rush sees £5bn deposited in income Isas in 1 month

The sum saved in one month in cash Nisas or ‘super Isas’ virtually matches the total for the 6 months just before, with savers taking benefit of the new £15,000 limit

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The volume Britons save has halved - here's why

The volume Britons save has halved – here’s why

British households now conserve significantly less than £1 in every £20 of cash flow – half the rate at which they put money away forty many years in the past   British households now conserve just four.8pc of their income – significantly less than half the fee at which men…

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Very best savings accounts to beat inflation

Very best savings accounts to beat inflation

With inflation slowing to 1.6pc a year, more savings accounts will keep your money growing in real terms. We list the best The effect of inflation on savings means that £10,000 invested five years ago, would have the spending power of just £8,713 today   Photo: Alamy Savers received good…

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New bank launches 'best buy' savings account

New bank launches ‘best buy’ savings account

Funds MOT: Paragon Financial institution, which launched earlier this 12 months, is giving a new account having to pay an remarkable charge of one.9pc   Photograph: GETTY Paragon Bank, which launched in February this year, is competing for top location in the financial savings market place with a new 120…

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Welcome information - your Isa price has been reduce

Welcome information – your Isa price has been reduce

It is counter intuitive, but a move by Barclays to ditch its ‘zombie’ Isas and reduce rates for one.six million will pay out dividends in the long-term, says James Daley   Photo: PA It is challenging not to think that issues really are modifying at Barclays. I wrote a few…

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Banks proceed to cull super Isa costs

Banks proceed to cull super Isa costs

More than a dozen major providers have cut their cash Isa rates, leaving millions of customers out of pocket An estimated 24 million adults, about half the adult population, hold an Isa   Photo: Alamy Around 1.6 million Barclays customers will see their Isa interest rates cut from November after…

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'Building society lower my savings charge from 2.7pc to .1pc without telling me'

‘Building society lower my savings charge from 2.7pc to .1pc without telling me’

A reader was dismayed to uncover her income accruing just .1pc curiosity in a cost savings bond, when the account had previously paid two.7pc. She insists she wasn’t told of the charge alter   I am in discussions with Cheshire Building Society concerning a fixed-fee bond that matured some 7…

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