Savings

How to get a short term loan

How to get a short term loan

Life is full of surprises, and it’s not easy saving up for all of them. Sometimes your wages won’t be enough to cover it and you might feel a bit lost, even suffocated in regards to paying off the rest of your outgoings. We are often drilled with the idea…

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How to Manage Your Household Expenses Wisely

How to Manage Your Household Expenses Wisely

One financial expert has compared managing a household to running a business. He said that more people would be successful in financial sense if they managed their home expenses differently. Try to imagine yourself in a role of a business owner. How would you run your business? Most likely that…

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Isa prices down 40pc: here is how to get a greater fee

Isa prices down 40pc: here is how to get a greater fee

Comment: Isa rates carry on to plunge just as savers’ allowances rise, but you can beat the banking institutions at their very own game   Photograph: Alamy Several of Britain’s most significant banking institutions just don’t want savers’ money. And nowhere is this far more evident than in the tumbling…

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Issues in excess of safety of 2.25pc 'savings bond'

Issues in excess of safety of 2.25pc ‘savings bond’

Very best-acquire bonds offered by Castle Trust generate returns from house rates – but is your capital protected?   Savers are being warned that greatest-purchase fixed-phrase bonds that pay out much better rates than their nearest rivals could not be all that they seem to be. The bonds are presented…

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'Super Isa' rush sees £5bn deposited in income Isas in 1 month

‘Super Isa’ rush sees £5bn deposited in income Isas in 1 month

The sum saved in one month in cash Nisas or ‘super Isas’ virtually matches the total for the 6 months just before, with savers taking benefit of the new £15,000 limit

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The volume Britons save has halved - here's why

The volume Britons save has halved – here’s why

British households now conserve significantly less than £1 in every £20 of cash flow – half the rate at which they put money away forty many years in the past   British households now conserve just four.8pc of their income – significantly less than half the fee at which men…

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Very best savings accounts to beat inflation

Very best savings accounts to beat inflation

With inflation slowing to 1.6pc a year, more savings accounts will keep your money growing in real terms. We list the best The effect of inflation on savings means that £10,000 invested five years ago, would have the spending power of just £8,713 today   Photo: Alamy Savers received good…

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New bank launches 'best buy' savings account

New bank launches ‘best buy’ savings account

Funds MOT: Paragon Financial institution, which launched earlier this 12 months, is giving a new account having to pay an remarkable charge of one.9pc   Photograph: GETTY Paragon Bank, which launched in February this year, is competing for top location in the financial savings market place with a new 120…

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Welcome information - your Isa price has been reduce

Welcome information – your Isa price has been reduce

It is counter intuitive, but a move by Barclays to ditch its ‘zombie’ Isas and reduce rates for one.six million will pay out dividends in the long-term, says James Daley   Photo: PA It is challenging not to think that issues really are modifying at Barclays. I wrote a few…

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Banks proceed to cull super Isa costs

Banks proceed to cull super Isa costs

More than a dozen major providers have cut their cash Isa rates, leaving millions of customers out of pocket An estimated 24 million adults, about half the adult population, hold an Isa   Photo: Alamy Around 1.6 million Barclays customers will see their Isa interest rates cut from November after…

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