Savings

Price range 2014: how does it influence me?

Price range 2014: how does it influence me?

We ask the ‘makers, doers and savers’ what they think of the Spending budget   Photograph: Philip Hollis/Jeff Gilbert/SWNS The pensioner Maggie Palmer, 65, has welcomed the Government’s measures on pensions. Mrs Palmer, from Basingstoke in Hampshire, has a ultimate salary pension from her time doing work as a teacher…

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Budget 2014: 4 affordable Isa changes

Budget 2014: 4 affordable Isa changes

The Agencieshas identified four cost-effective Budget modifications George Osborne could order to enhance savers

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Race to conserve pensions from tax raid

Race to conserve pensions from tax raid

New guidelines could see savings hit by a 55pc tax charge. Our calculations demonstrate someone aged 40 with £220,000 in a pension could be affected   Photo: ALAMY 1000’s of savers will following month be topic to the newest government tax raid on pensions. From April six the optimum quantity…

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Halifax enters Isa battle with industry-leading resolve

Halifax enters Isa battle with industry-leading resolve

Halifax has launched an Isa having to pay a top rate of 2pc for 18 months, and two.25pc for 3 many years   Photo: Finnbarr Webster / Alamy Halifax has released a range of fixed rate Isas nowadays, with its 18 month account paying a best-purchase charge of 2pc. In…

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10 vital Isa questions answered

10 vital Isa questions answered

Isas are a great way to save and invest tax free, but you need to understand how they work. Our guide answers your questions

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Lloyds raises funds Isa prices to 2.4pc

Lloyds raises funds Isa prices to 2.4pc

Isa competition picks up as Britain’s most significant bank launches a selection of fixed and variable Isas

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No bonus charges as Nationwide 'simplifies' financial savings

No bonus charges as Nationwide ‘simplifies’ financial savings

Nationwide creating society cuts its number of easy entry cost savings accounts in a simplification drive   Photo: Alamy Nationwide constructing society has “simplified” its variety of cost savings accounts. It has replaced five effortless entry accounts with three, more straightforward offers. None of these new accounts – which at…

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Outdated Isa guidelines put youthful men and women off conserving

Outdated Isa guidelines put youthful men and women off conserving

Stocks and shares Isas are too restrictive and discourage conserving, our examine finds   Photograph: Christopher Jones Outdated and restrictive rules surrounding Isas are discouraging youthful savers and denying them a tax-effective approach of investing, according to a examine. A survey from Axa Wealth performed for the Agencieshas discovered that…

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How nanny state is blocking a £25,000 'super' Isa

How nanny state is blocking a £25,000 ‘super’ Isa

Our freedoms are limited simply because policymakers do not trust savers to behave responsibly, writes Dan Hyde   A chink of light has previously emerged in our bid to persuade the Government to Correct Britain’s Creaking Isas . The Agenciescampaign, launched two weeks in the past, has been put before…

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How can you afford leading-quality education?

How can you afford leading-quality education?

The cost of sending your youngster to a private school has been rising drastically. We describe the best ways to save for college costs The expense of sending a little one to personal college has risen by around 40pc since 2007, according to figures from the Independent Schools Council. The…

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