‘Barclaycard won’t accomodate my postdated cheque request’
Our consumer skilled responds to a reader frustrated with Barclaycard, following the bank continually paid their postdated cheques as well early 
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For above 20 years I regularly discharged my obligations to Barclaycard by way of postdated cheques. A couple of many years in the past inner methods evidently changed both at Barclaycard and at my own bank and cheques have been repeatedly paid prior to the due dates. Soon after a lot correspondence, Barclaycard confirmed alterations in their method and the financial institution tightened up theirs too.
I value that cheques are perceived as outdated fashioned and inconvenient to contemporary bankers. However a lot of other individuals uncover them a very flexible and convenient way of retaining tight management of payments with considerable legal merits in the occasion of disputes arising. I wonder whether or not you would pursue the situation for the benefit of other people of like thoughts?
MW, Somerset
I am afraid campaigning for cheques to perform entirely as they once did would be like Canute striving, or pretending to attempt, to end the tide. You are, although, not the only reader who feels strongly about this and certainly who has met with issues concerning cheques not operating as they would like.
Items have indeed turn out to be much more automated on the cheque front. It typically isn’t possible for banking institutions to put cheques aside right up until a certain day.
The Payments Council says the problem more than postdating cheques is probably to characteristic in the terms and situations of a financial institution account. In most situations these will say postdated cheques cannot be accommodated.
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